No, however, we recommend our patients have a high deductible health plan. That’s because you will lack coverage for other possible health-related expenses, such as emergency and hospital care, as well as certain prescription medications. To prevent incurring medical bills you can’t pay, DPC is typically paired with one or more of the following options:

  • A high-deductible health plan (HDHP): This covers services such as surgeries or catastrophic health issues. It also covers emergency room treatment or hospitalization. An HDHP is one way to prevent financial devastation if you need emergency or extensive care.
  • A health savings account (HSA): Anyone enrolled in an HDHP is eligible to contribute money to an HSA. You make contributions before income tax is deducted from your earnings. This lowers the amount of your taxable income. You can only use funds in an HSA for health-related eligible expenses, such as prescriptions, copays, deductibles, vision care, and dental care.
  • Prescription coverage and/or coupons: If you have health insurance, you can continue to use the prescription plan to pay for your medications. Whether you have health insurance or not, you can use GoodRx to save on medication. Using Goodrx.com or the GoodRx app, will provide a coupon to use at participating pharmacies to save on prescription medications. Additionally, Balance Primary Care negotiates with local pharmacies to secure affordable pricing for generic medications for our members.